Phishing is a fraudulent method of attempting to steal your confidential data, such as login details for Credit360 online banking, e-commerce applications or credit card information, using techniques to manipulate a person's or institution's identity.
Typically phishing consists of the attacker sending an email message or using instant messaging software, tricking the user into accessing a web address that contains a clone of the original website and stealing data.
Other examples of phishing cyber attacks:
- Gaining access to your computer and data by using malicious software. Agricover Credit NEVER asks for: providing your credit card number, activation codes or PIN code.
- Malicious persons may contact you under various pretexts, as representatives of a real organization, to ask for your personal information or documents, including: details of credit cards held, identification documents (ID, driver's license), login details to the Credit360 - online banking service, such as username and password.
The data thus obtained may be used for example for:
- commit crimes;
- take over your mobile phone services to intercept security codes and one-time passwords (OTP);
- accessing online services to make unauthorised transfers.
So avoid accessing links or attachments from unknown sources.
Check official websites before making any online transactions or payments.
Never respond to unsolicited emails, text messages (SMS) or phone calls from strangers asking for personal information without first verifying the sender.
Avoid submitting personal data and using it in erroneous ways. For example: the card is a payment instrument, not a cashing instrument. The 24-digit IBAN, not the 16-digit card code, is used to cash money.
If you receive a message informing you that you have authorised a payment or confirming a transaction you have not made, please contact us urgently only on the telephone number on the back of your credit card.
Report any unexpected connectivity problems with your mobile phone service (inability to make calls, send text messages, etc.) to your service provider to ensure you are not the victim of a fraudster trying to clone your SIM card.