Cardul FERMIER ONLINE, simplu și rapid prin My Agricover

Aplică acum pentru Cardul Fermier prin My Agricover! Descarcă aplicația My Agricover pe telefonul tău mobil:

Why is so special My Agricover?

From the comfort of your home, on the farm or even in the field, you can securely apply for your FERMIER card;

You will know how much money you could get* with the initial simulation;

Just a few quick and easy steps, exclusively online;

No branch visits and no physical files. Approval and signing is done online. You can be anywhere, we discuss in a video call;

We take into account your current needs and tailor the FERMIER card to the crops and specifics of your farm;

Intuitive interface, quickly find all the information you need;

*Conforms to Terms and Conditions

Cardul FERMIER

Primul card de credit business creat exclusiv pentru fermierii din România, acum disponibil și prin aplicația My Agricover

The FERMIERⁱ credit card helps you quickly manage credit line granted by Agricover Credit IFN to comfortably cover your current financing needs, with control and security over the transactions carried out.
The card allows the use of a credit line for working capital, with the possibility of replenishing the available funds by paying them back at any time during the trading cycle and reusing the remaining credit line immediately;
The card can be used for any type of transaction: purchases in virtual or physical shops, cash withdrawals from any ATM, both in Romania and abroad.*
No monthly instalments! The credit is repaid annually, the trading cycle being correlated to the harvest period of the predominant crop, with a minimum payment of 60% of the balance plus interest and fees;
The FERMIER card and the credit line are granted for a maximum period of 3 years, with the possibility of extension for successive periods of the same duration;
Activation of the card is done at the ATM or during the first use at the POS, with a PIN or by telephone (0219167);
Dedicated 24/7 call centre for permanent assistance at 0219167.

*According to terms and conditions

Întrebări Frecvente despre My Agricover

If I'm not already an Agricover Credit customer, can I access the FERMIER card through the My Agricover app?

Farmers who are not yet Agricover Credit IFN customers, can apply for the FERMIER card through the My Agricover application. If you are already our client and you wish to apply for the FERMIER Card, contact the Agricover Credit IFN representative in your county.

Where can I find the My Agricover app?

The app is available in Google Play and App Store for both Android and iOS. For quick access, you can click on the buttons flagged above.

Are documents needed in physical format?

No, everything is ONLINE and SIMPLE, with no traveling. You can send the documents as a photo from your personal phone or you can photograph them directly via the My Agricover app.

How do I sign the documents?

Signing will be done exclusively online. We will provide you with a unique electronic signature, which you can use when signing the contract previously discussed with the Agricover Credit operator.

What are the eligibility conditions to access the card through the My Agricover application?

Eligible are farmers who have a SRL, PFA, II, IF established for at least one year, registered with APIA with at least 10 ha of arable crops or their equivalent for vegetables, melons, vines, fruit trees, cattle.

I uploaded the requested documents and filled in the indicated fields. What next?

All you have to do is schedule a video call with us at a time that's convenient for you. We'll contact you, explain ALL the details and help you with the online contract signing. And presto, your FERMIER card is on its way*!
*According to terms and conditions

What do I need after downloading the app?

Once the app installation and account creation process is complete, make sure you have the following handy:

Your ID
YOUR ID
APIA declaration*

*For II, PFA, IF it is also necessary the declaration submitted to the ANAF for the last fiscal year ended.

Beneficiile programului Mastercard®

You have access to over 115 partners, in categories such as Fashion, Health, Travel, Gourmet, Entertainment, Beauty, Gifts, Home & Decor, Personal Development and Business, Digitise Your Business. You also have access to international offers through Mastercard Travel Rewards.

"Business Digitization Package" where you can use dedicated solutions to accelerate the digital transformation for entrepreneurs and small and medium enterprises in Romania that carry out their financial transactions through Mastercard Business cards issued in Romania.

Free online shopping insurance from Mastercard®, offered by AXA, which includes:

Extended warranty
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Access to Business Lounges at Henri International Airport open 24 hours a day, Monday to Sunday:

Tarom Business Lounge (North) - located in the International Departures Terminal on the 2nd floor, above gate 3;
Satelit Business Lounge - located in the International Departures Terminal on the 2nd floor, above gate 9.

Asigurare gratuită pentru cumpărături online oferită de Mastercard®, oferită de AXA, care include:

Garanție extinsă
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Protecția cumpărăturilor

Acces în Business Lounge-urile din Aeroportul Internațional Henri deschise 24 din 24 de ore, de luni până duminică:

Business Lounge Tarom (Nord) – situat în Terminalul Plecări Internaționale la etajul 2, deasupra porții 3;
Business Lounge Satelit – situat în Terminalul Plecări Internaționale la etajul 2, deasupra porții 9.